Proof of Purchase

Proof of Purchase

People who experience a property loss are usually asked by their insurance company for proof of purchase which can come in the form of a receipt or current inventory of their personal belongings.

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Even the most organized people might find it challenging to find receipts for all the valuables in their home. If the inventory isn’t up-to-date, a homeowner might forget to add some items to the claim and may not recognize the omission for long after the claim is settled.

The inventory can serve as a guide to make sure a homeowner gets compensated for all the loss.

Photographs and videos can be adequate proof that the items belonged to the insured. A series of pictures of the different rooms, closets, cabinets and drawers are helpful. When video is used, consider commenting as it is shot and be sure to go slow enough and close enough to things becoming recorded.

For your convenience, download a Home Inventory, complete it, and save a copy off premise. Good places for your inventory could be a safety deposit box or digitally, in the cloud if you have server-based storage available like Dropbox

About Joann Samelko, REALTOR®

Hi, I'm Joann and it is my pleasure to serve your real estate needs. I am a Licensed Realtor and have been Licensed as a Broker since 2002. My business focus is on helping buyers and sellers with their real estate needs and goals. I enjoy working with first time homebuyers, people relocating to the area, individuals making a change in their lives, and of course, my former clients and friends. My Designations include the ABR (Accredited Buyer Representative), ASP (Accredited Staging Professional), CRS (Certified Residential Specialist), GRI (Graduate of the Realtor Institute) and SRES (Seniors Real Estate Specialist). In addition to working with buyers and sellers I am also the Director of Relocation for Northside Realty. Prior to becoming a Realtor, my background includes over 20 years of sales and sales management experience in the corporate world.

Baby Boomers, Buyers, Home Inventory, sellers

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